Terms of Service

1. Acceptance of Terms

By accessing and using the Trading212 Analyzer website and services (the "Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

These Terms of Service ("Terms") constitute a legally binding agreement made between you, whether personally or on behalf of an entity ("you") and Trading212 Analyzer ("we," "us," or "our"), concerning your access to and use of our website and services.

2. Description of Service

Trading212 Analyzer is an independent web-based platform that provides portfolio analysis tools, risk assessment, and investment insights for educational and informational purposes.

2.1 Our Services Include:

• Portfolio composition analysis and visualization
• Risk assessment calculations and metrics
• Performance tracking and reporting
• Educational content and market insights
• Data import and export functionality

2.2 Important Disclaimers:

3. Eligibility

You must be at least 18 years old to use this service. By using our service, you represent and warrant that:

• You are at least 18 years of age
• You have the legal capacity to enter into these Terms
• You are not prohibited from using our services under applicable law
• All information you provide is accurate and truthful

4. User Accounts and Data

4.1 Data Upload and Processing

When you upload portfolio data to our platform:

• You retain ownership of your financial data
• You grant us permission to process and analyze this data to provide our services
• We process your data in accordance with our Privacy Policy
• You are responsible for the accuracy of data you provide

4.2 Data Security

While we implement security measures to protect your data:

• We cannot guarantee absolute security of data transmission over the internet
• You should not upload highly sensitive account numbers or passwords
• We recommend using only aggregate portfolio information

4.3 Data Retention

We retain your data only as long as necessary to provide our services and as outlined in our Privacy Policy. You may request deletion of your data at any time.

5. Prohibited Uses

You may not use our service:

• For any unlawful purpose or to solicit others to perform unlawful acts
• To violate any international, federal, provincial, or state regulations, rules, laws, or local ordinances
• To infringe upon or violate our intellectual property rights or the intellectual property rights of others
• To harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate
• To submit false or misleading information
• To upload or transmit viruses or any other type of malicious code
• To spam, phish, pharm, pretext, spider, crawl, or scrape
• For any obscene or immoral purpose
• To interfere with or circumvent the security features of our service
• To reverse engineer, decompile, or attempt to extract source code

6. Intellectual Property Rights

6.1 Our Intellectual Property

The Service and its original content, features and functionality are and will remain the exclusive property of Trading212 Analyzer and its licensors. The service is protected by copyright, trademark, and other laws.

6.2 User Content

You retain rights to any content you submit, post or display on or through the Service. However, by submitting content, you grant us a non-exclusive, royalty-free, worldwide license to use, modify, and display such content for the purpose of providing our services.

6.3 Trademarks

Trading212® is a registered trademark of Trading212 Ltd. We are not affiliated with Trading212 Ltd, and our use of similar terminology is for descriptive purposes only.

7. Disclaimers and Limitations

7.1 Service Availability

We provide our service on an "as is" and "as available" basis. We make no representations or warranties of any kind, express or implied, regarding:

• Continuous, uninterrupted access to our services
• Freedom from errors, bugs, or technical issues
• Compatibility with all devices and browsers
• Availability of specific features at all times

7.2 Technical Limitations

Our service may experience:

• Planned and unplanned maintenance downtime
• Technical difficulties or server issues
• Temporary unavailability of certain features
• Limitations on data processing capacity

8. Financial Disclaimer

8.1 Not Financial Advice

Our service provides educational and analytical tools only. We do NOT provide:

• Investment advice or recommendations
• Financial planning or consulting services
• Buy, sell, or hold recommendations
• Personalized investment strategies
• Professional financial advisory services

8.2 Educational Purpose Only

All content, analysis, and tools provided are for:

• Educational and informational purposes only
• General market analysis and research
• Portfolio composition understanding
• Risk awareness and assessment

8.3 Consult Professionals

You should consult with qualified financial advisors, accountants, and legal professionals before making any investment decisions. We recommend seeking personalized advice based on your specific financial situation.

9. Data Accuracy and Market Information

9.1 Market Data

Market data provided through our service may be:

• Delayed or not real-time
• Subject to errors or interruptions
• Provided by third-party data providers
• Not suitable for trading decisions

9.2 User Data Responsibility

You are responsible for:

• Accuracy of data you input or upload
• Verifying calculations and analysis results
• Cross-checking information with official sources
• Understanding limitations of our analysis tools

9.3 No Warranty on Accuracy

We do not warrant the accuracy, completeness, or timeliness of any information or analysis provided through our service.

10. Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference.

10.1 Key Privacy Points

• We collect only necessary information to provide our services
• We do not sell your personal or financial data
• We implement security measures to protect your information
• You have rights regarding your personal data under applicable laws

For detailed information about our privacy practices, please review our Privacy Policy.

11. Advertising and Third-Party Services

11.1 Advertising

Our service may display advertisements from third parties. We are not responsible for:

• Content or accuracy of third-party advertisements
• Products or services offered by advertisers
• Privacy practices of advertising partners
• Any transactions you conduct with advertisers

11.2 Third-Party Links

Our service may contain links to third-party websites. We are not responsible for the content, privacy policies, or practices of third-party sites.

12. Termination

12.1 Termination by You

You may stop using our service at any time. You may also request deletion of your data by contacting us.

12.2 Termination by Us

We may terminate or suspend your access to our service immediately, without prior notice, for any reason, including:

• Breach of these Terms
• Suspected fraudulent or illegal activity
• Technical or security concerns
• Discontinuation of our service

12.3 Effect of Termination

Upon termination, your right to use our service ceases immediately. Data deletion will be handled according to our Privacy Policy.

13. Limitation of Liability

13.1 Disclaimer of Damages

To the maximum extent permitted by applicable law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:

• Loss of profits or investment losses
• Loss of revenue or business opportunities
• Loss of data or information
• Cost of substitute services
• Business interruption damages

13.2 Maximum Liability

Our total liability for any claims arising from your use of our service shall not exceed the amount you paid for our services in the 12 months preceding the claim, or $100, whichever is greater.

14. Indemnification

You agree to defend, indemnify, and hold harmless Trading212 Analyzer and its affiliates, officers, directors, employees, and agents from and against any claims, damages, obligations, losses, liabilities, costs, or debt, and expenses (including attorney's fees) arising from:

• Your use of our service
• Your violation of these Terms
• Your violation of any third-party rights
• Any content you submit through our service

15. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of [Your Jurisdiction], without regard to its conflict of law provisions.

15.1 Dispute Resolution

Any disputes arising under these Terms shall be resolved through:

• Good faith negotiations between the parties
• Mediation if negotiations fail
• Binding arbitration as a last resort

15.2 Class Action Waiver

You agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action.

16. Changes to Terms

We reserve the right to modify or replace these Terms at any time. Changes will be effective when posted on this page.

16.1 Notification of Changes

We will notify users of material changes through:

• Prominent notice on our website
• Email notification (if provided)
• Updated "Last Modified" date on this page

16.2 Acceptance of Changes

Your continued use of our service after changes become effective constitutes acceptance of the new Terms.

17. Contact Information